October 19th 2019 – Lion Finance / CLH Lawyers – $35,000 debt

Michael was being taken to court by Lion Finance and CLH lawyers. $35,000 debt that was purchased by the debt collector. Work, colleagues,friends and family were being harassed, all of which caused immeasurable stress to Michael. He had previously tried to reason with them, but they simply refused to listen or agree to a sensible payment plan. It was then they started to threaten bankruptcy on him and take his home.

They demanded entire debt was to be paid in full. Case soon after went to court and was disputed by myself. They were questioned on several key points and were invited to demonstrate to the courtroom, the justification of purchasing the debt for cents in the dollar and steeping up to 90% profit on top.

Case was dismissed, debt thrown out of court and zero court costs encountered. Credit file and history of debt has subsequently been erased form Michael’s credit file.

He is debt free.

October 3rd 2019 – ACM Group- $27,000 debt

Consumer was being chased for a $27,000 debt that was originally a credit card debt. Over the course of time they had added over $13,000 in charges and interest. Relentless letters, calls and knocks on door all lead to them being threatened with court.

I submitted a 34 key point document to court, outlining why the debt was unenforceable and in my view illegal. After a few counter arguments, the debt collector eventually relented and erased the debt. The consumer simply signed the settlement form and is now debt free with zero costs. Credit file is also clean, with no history of debt on file.