beware of bankruptcy

Beware of Bankruptcy, there are other options

As you can imagine, I hear countless stories of consumer debt daily and the unfortunate fallout on daily life as a result. Debt is stressful, the calls, letters and harassment, instigated by the debt collectors, …
CCS Debt

What are Debt Collectors not allowed to do?

Debt Collectors making repeated phone calls Debt collectors are not allowed to call your home or mobile phone repeatedly in order to get you to answer. In Australia, you can receive three phone calls or …
Statute Barred debts

Not paying a Statute Barred debt

A Statute Barred debt under the Limitation of Actions Act 1958 (Vic) (“LOA Act”), a creditor only gets a limited amount of time to sue a debtor for a “simple contract”. Most debts arise from …